Blockchain Can Drive Savings In A Fractional Real Estate Market

Investing, Opinion | June 18, 2018 By:

Buying a home is usually a happy occasion, yet first-time home buyers are often shocked at the cost of home ownership. The blockchain can reduce at least two of sources of these costs: lack of transparency and integration.

The blockchain can incentivize a pricing and services structure where home buyers can take back some of the money that is slipping away to inefficiency.


I Don’t Think Satoshi Nakamoto Was Saying We Need a Reg A and a Reg D – Opinion

FinTech, Investing, Opinion, Regulation | June 11, 2018 By:

Before the implementation of the Securities Acts of 1933 and 1934, US capital markets were essentially governed by the ‘law of the jungle’ – conditions that led to the stock market crash of 1929. These laws significantly constrained the ability of non-accredited investors (those without significant income or net worth) to play an active role in the private markets,


ICOs Avoiding US Citizens Not Immune To Lawsuits In US

Bitcoin, Blockchain and the Law, Opinion, Regulation | June 1, 2018 By:

Last summer, the Securities and Exchange Commission (SEC) issued its 21(a) report concluding that, according to the Supreme Court’s decision in SEC v. W.J. Howey Co., the DAO token qualified as a “security” under the federal securities laws and its offering had to either be registered with the SEC or subject to an exemption from registration.


Cryptocurrency Regulators Are Coming To Change The Industry – Five Signs

Opinion, Regulation | May 31, 2018 By:

A recent analysis by the Wall Street Journal of the more than 1,000 cryptocurrency offerings in the market revealed rampant fraud and identity theft.

Nobody should be surprised. Cryptocurrencies and utility tokens are unregulated, and it astonishes me that so many people who buy utility tokens are simply willing to trust that the person they are giving their money to will do right by them without any protections or guarantees.