ZCoin’s Reuben Yap Talks On Privacy, Mastercard, Crypto Winter

Blockchain, FinTech, Innovation, Regulation | December 13, 2018 By:

Mastercard has filed a patent with claims that it has developed a new way of keeping cryptocurrency transactions private by obscuring addresses and amounts.

Reuben Yap, the COO of privacy coin Zcoin, scoffed at the notion of a centralized authority granting anonymity.

“It is unsurprising that payment giants like MasterCard want to tap into the benefits of blockchain –


Blockchain Technology: Can It Revolutionize The Way We Eat?

Blockchain, Regulation | December 6, 2018 By:

As food has become increasingly global, so too have the preferences of consumers. Wine from Argentina, meat from New Zealand, tomatoes from Spain – the average meal today can span across the entire planet. Though this increased accessibility can be a great opportunity to expand your tasting palate without leaving the comfort of your own home,


How Blockchain May Solve The Small Business Funding Crisis

FinTech, Innovation, Investing | December 4, 2018 By:

Small and medium-sized enterprises (SMEs) face numerous challenges in the current business environment. While these companies form the backbone of most major economies, they face high barriers to entry and minimal protection from issues that larger competitors wouldn’t flinch at. Smaller firms are unlikely to have the collateral or audited financial statements that would support their loan applications;


The Future of Analytics: Six Predictions

FinTech, Innovation, Investing | December 3, 2018 By:

Analytics have become an important part of the decision-making process for many companies in the past few decades, particularly with corporations using data assets as a core competency and point of origin. My work in the past few decades in the data and analysis field have brought forward six predicted trends to watch for in the near future: